Articles
Straight talk, written down.
The stuff I explain on calls every week, minus the phone. Real numbers, no fluff, and nothing that's secretly an ad. Well, except the bit at the end of each one where I suggest booking a call. That bit's an ad.
The numbers · 23 Aug 2026
89% of Australian house markets are at or past peak. Here's the map.
Every one of the 452 council house markets we track, sorted by where it sits in the cycle as at July 2026. South Australia is 100% past peak, Victoria is the least peaked mainland state, and units are running a full cycle behind houses.
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Straight talk · 21 Aug 2026
He paid the deposit one day late and lost the house. And the $98,500.
A Queensland buyer's bank wouldn't transfer $98,500 in one go, so he paid it over two days. The seller terminated and kept the deposit, and the Supreme Court agreed. What 'time is of the essence' actually means, and the checks that stop it happening to you.
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Straight talk · 4 Aug 2026
The negative gearing rules just changed. Here's what it actually means if you're buying now.
The 2026 negative gearing and CGT changes in plain English: the dates that matter, what counts as a new build, and real numbers on what the rules cost an established buyer.
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Straight talk · 4 Aug 2026
10 costs first-time investors forget, and what they add up to.
The holding costs that don't make it into the spreadsheet: vacancy, letting fees, land tax, insurance loadings and the rest. Real numbers on what a $650,000 investment property actually costs to run.
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Strategy · 2 Aug 2026
Where's the equity coming from if the market's flat?
The regional value-add play: buy around $500k, renovate cosmetically, add close to $100k in equity. The three checks that decide whether it works, and the metric almost nobody looks at.
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Straight talk · 2 Aug 2026
Is a buyer's agent worth it? An honest answer from one
A buyer's agent explains when the fee is worth it, when it isn't, and the questions to ask before you hire anyone, including him.
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Granny flats · 2 Aug 2026
Victoria's granny flat rules, explained in plain English
No planning permit on lots over 300 square metres, rentable to anyone, up to 60 square metres. What Victoria's small second dwelling rules actually say, and how to check if your block qualifies.
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